The hospital coordinator said that because I presented with an issue (a small amount of bleeding -- though only on one occasion, and certainly not to make light of small bleeds because that is exactly how the uterine cancer I had was diagnosed) I must pay the $1080.00 copay though if my colonoscopy were routine, Blue
When I turned 50 I had a routine colonoscopy mostly because five years before that time, my husband died of colon cancer. I was nervous - I had seen what he went through; the suffering. I knew colon cancer wasn't contagious -- at the time my only symptom with which I presented was grieving widow. I guess insurance paid for the 'oscopy' though I don't recall -- I've slept since then.
I guess this is just one of the tricks the insurance companies use to encourage people away from testing, unless a test is considered routine which for me will now be when I turn sixty, in 5 years. If any cancer returns by that time, I am vowing to suck down as much chemo and invasive procedures as my body can handle in order to rack up medical bills. This is the only mature attitude I can take. I'm not going to own a phone so the bill collectors can't reach me. They will have to send mail which means that if the USPS is out of business, there will be no way to reach me except with a visit to the chemo room or perhaps a quick visit to my hospital bedside to ask me to sign a check over to them. Maybe the Pony Express will be back in service by then since we seem to be moving backward in this country rather than forward.
My mom offered to pay the copay, however, I'd rather she bought turkeys for the homeless. She gave birth to five kids and if by some chance we all start to bleed at the same time, this will become for her, a Sophie's choice moment. Having to make those kinds of choices is too high a price to pay for health. I'll make the choice for myself, but the added encouragement and support of Blue